Protection Plan
vehicle protection plans
levels of coverage

premier

The best coverage you can get! Premier coverage is typically only available to newer cars with less than 60,000 miles on them at the time the policy is purchased. This type of policy is sometimes (and incorrectly) called “bumper to bumper” or “new car coverage,” due to the fact that it covers the vast majority of all components of the vehicle. The policy covers so many components, that on the policy itself it only lists what is NOT covered, as there are literally thousands of parts that are! Each of our administrators offer Premier coverage policies.   View samples of premier policies

Engine

Cylinder block and cylinder heads and all internally lubricated parts; turborcharger; supercharger; harmonic balancer and bolt; timing gear, chain and belt; timing cover; intake and exhaust manifolds; valve covers; oil pan; engine mounts; belt tensioners; cam gear bolt; head bolts.

Transmission

Transmission case and all internally lubricated parts; torque converter; flywheel/flex plate; vaccum modulator and transmission mounts; transmission cooler; and transmission oil pan.

Transfer Case

Transfer case and all internally lubricated parts.

Drive Axles

Drive axle housing and all internally lubricated parts; 4x4 actuator; drive shafts; universal joints; constant velocity joints and locking hubs; center support/carrier bearings; differential cover; and electronic shift control unit.

AC/Heating

Condenser; compressor; compressor clutch; evaporator; compressor pulley; accumulator; drier; expansion valve; idler pulley; temperature control programmer; heater core; blower motor; high/low cut off switch; and pressure cycling switch.

Suspension

Upper and lower control arm shafts, bearings, and bushings; wheel bearings; spindles; ball joints; king pins and bushings; radius arm and bushings; stabilizer bar, arm, and bushings; wheel bearings; torsion bars; bulb assembly; springs and suspension level control compressor.

Steering

Steering gear box/rack and all internally lubricated parts; power steering pump; pitman arm; idler arm; tie rod ends; drag line; steering column shaft and column couplings.

Cooling

Water pump; radiator; cooling fan; cooling fan motor; fan clutch; and coolant recovery tent.

Fuel System

Fuel delivery pump; fuel injection pump; fuel injectors; fuel tank; metal fuel lines; fuel pressure regulator; fuel sending unit; fuel gauge; air control valve; electronic fuel injection computer/module and sensors.

Electrical

Alternator/generator; ignition module; ignition switch; headlight switch; turn signal switch; horns; distributor (does not include cap and rotor); starter motor; starter solenoid; starter drive; winshield wiper motors; windshield wiper delay switch; windshield wiper linkage; windshield washer pump; power seat motor; power antenna motor; power window wiring harness; cruise control assembly; ignition lock cylinder; manually operated switcher; convertible top motor; and driver information gauges/indicators (excludes burned out light bulbs).

Brake

Master cylinder; power brake cylinder; vacuum assist booster; calipers; wheel cylinders; compensating valve; ABS accumulator; pump motor reservoir and wheel speed sensors; hydraulic lines and fittings; and parking brake acuator.

Seals and Gaskets

Leaking seals and gaskets on any covered part listed above (note: minor loss of fluid or seepage is considered normal and is not considered a Mechanical Breakdown).

premium

Second best level of coverage available! ​Premium coverage plans cover a vast majority of components on the vehicle. These policies are generally available on vehicles with less than 80,000 miles on them. Below is a list of some of the components that are covered under these plans (be advised, this is just a general list, please refer to your specific protection plan for what is actually covered): View samples of premium policies

Engine

Cylinder block and cylinder heads and all internally lubricated parts; turborcharger; supercharger; harmonic balancer and bolt; timing gear, chain and belt; timing cover; intake and exhaust manifolds; valve covers; oil pan; engine mounts; belt tensioners; cam gear bolt; head bolts.

Transmission

Transmission case and all internally lubricated parts; torque converter; flywheel/flex plate; vaccum modulator and transmission mounts; transmission cooler; and transmission oil pan.

Transfer Case

Transfer case and all internally lubricated parts.

Drive Axles

Drive axle housing and all internally lubricated parts; 4x4 actuator; drive shafts; universal joints; constant velocity joints and locking hubs; center support/carrier bearings; differential cover; and electronic shift control unit.

AC/Heating

Condenser; compressor; compressor clutch; evaporator; compressor pulley; accumulator; drier; expansion valve; idler pulley; temperature control programmer; heater core; blower motor; high/low cut off switch; and pressure cycling switch.

Suspension

Upper and lower control arm shafts, bearings, and bushings; wheel bearings; spindles; ball joints; king pins and bushings; radius arm and bushings; stabilizer bar, arm, and bushings; wheel bearings; torsion bars; bulb assembly; springs and suspension level control compressor.

Steering

Steering gear box/rack and all internally lubricated parts; power steering pump; pitman arm; idler arm; tie rod ends; drag line; steering column shaft and column couplings.

Cooling

Water pump; radiator; cooling fan; cooling fan motor; fan clutch; and coolant recovery tent.

Fuel System

Fuel delivery pump; fuel injection pump; fuel injectors; fuel tank; metal fuel lines; fuel pressure regulator; fuel sending unit; fuel gauge; air control valve; electronic fuel injection computer/module and sensors.

Electrical

Alternator/generator; ignition module; ignition switch; headlight switch; turn signal switch; horns; distributor (does not include cap and rotor); starter motor; starter solenoid; starter drive; winshield wiper motors; windshield wiper delay switch; windshield wiper linkage; windshield washer pump; power seat motor; power antenna motor; power window wiring harness; cruise control assembly; ignition lock cylinder; manually operated switcher; convertible top motor; and driver information gauges/indicators (excludes burned out light bulbs).

Brake

Master cylinder; power brake cylinder; vacuum assist booster; calipers; wheel cylinders; compensating valve; ABS accumulator; pump motor reservoir and wheel speed sensors; hydraulic lines and fittings; and parking brake acuator.

Seals and Gaskets

Leaking seals and gaskets on any covered part listed above (note: minor loss of fluid or seepage is considered normal and is not considered a Mechanical Breakdown).

powertrain
enhanced

Covering all of the major components, and more! A powertrain enhanced policy covers all of the major components of the vehicle and a few other major components as well. While it doesn’t cover everything that a comprehensive or exclusionary policy gets, it still covers the vast majority of all of the “big ticket” items. The powertrain enhanced policies are generally available to all vehicles with less than 120,000 miles on them. Be advised, this is just a general list—please refer to your specific protection plan for what is actually covered: View samples of powertrain enhanced policies

Engine

Cylinder block and cylinder heads and all internally lubricated parts; turborcharger; supercharger; harmonic balancer and bolt; timing gear, chain and belt; timing cover; intake and exhaust manifolds; valve covers; oil pan; engine mounts; belt tensioners; cam gear bolt; head bolts.

Transmission

Transmission case and all internally lubricated parts; torque converter; flywheel/flex plate; vaccum modulator and transmission mounts; transmission cooler; and transmission oil pan.

Transfer Case

Transfer case and all internally lubricated parts.

Drive Axles

Drive axle housing and all internally lubricated parts; 4x4 actuator; drive shafts; universal joints; constant velocity joints and locking hubs; center support/carrier bearings; differential cover; and electronic shift control unit.

AC/Heating

Condenser; compressor; compressor clutch; evaporator; compressor pulley; accumulator; drier; expansion valve; idler pulley; temperature control programmer; heater core; blower motor; high/low cut off switch; and pressure cycling switch.

Cooling

Water pump; radiator; cooling fan; cooling fan motor; fan clutch; and coolant recovery tent.

Electrical

Alternator/generator; ignition module; ignition switch; headlight switch; turn signal switch; horns; distributor (does not include cap and rotor); starter motor; starter solenoid; starter drive; winshield wiper motors; windshield wiper delay switch; windshield wiper linkage; windshield washer pump; power seat motor; power antenna motor; power window wiring harness; cruise control assembly; ignition lock cylinder; manually operated switcher; convertible top motor; and driver information gauges/indicators (excludes burned out light bulbs).

Seals and Gaskets

Leaking seals and gaskets on any covered part listed above (note: minor loss of fluid or seepage is considered normal and is not considered a Mechanical Breakdown).

powertrain

Covers the most important parts… Powertrain policies are generally offered to cars that are nearing their 150,000 mile mark. They cover the most important components of the vehicle. Please note, this is just a general list—please refer to your specific protection plan for what is actually covered under that plan. View samples of powertrain policies

Engine

Cylinder block and cylinder heads and all internally lubricated parts; turborcharger; supercharger; harmonic balancer and bolt; timing gear, chain and belt; timing cover; intake and exhaust manifolds; valve covers; oil pan; engine mounts; belt tensioners; cam gear bolt; head bolts.

Transmission

Transmission case and all internally lubricated parts; torque converter; flywheel/flex plate; vaccum modulator and transmission mounts; transmission cooler; and transmission oil pan.

Transfer Case

Transfer case and all internally lubricated parts.

Drive Axles

Drive axle housing and all internally lubricated parts; 4x4 actuator; drive shafts; universal joints; constant velocity joints and locking hubs; center support/carrier bearings; differential cover; and electronic shift control unit.

Seals and Gaskets

Leaking seals and gaskets on any covered part listed above (note: minor loss of fluid or seepage is considered normal and is not considered a Mechanical Breakdown).